SIP Calculator

What is SIP Calculator?

A SIP (Systematic Investment Plan) Calculator is a smart online tool designed to help investors estimate the potential returns on mutual fund investments made via SIPs. At KTrade, we understand that millennials and first-time investors often seek simplified ways to plan their financial goals—and SIPs are among the most popular, disciplined investment options available.

Our SIP Calculator gives you a clear picture of how much wealth you can accumulate over time by investing regularly. 

Whether you’re saving for a big purchase, planning for retirement, or building a financial cushion, the SIP Calculator helps you plan with confidence.

How Does the SIP Calculator Work?

KTrade’s SIP Calculator works on a simple, user-input model. Just enter:

• Your monthly investment amount
• Investment duration (in years or months)
• Expected annual return rate

Here’s the formula behind the calculator:

FV = P × [ (1 + i)^n – 1 ] × (1 + i) / i

Where:

• FV = Future Value of the investment
• P = SIP amount (monthly investment)
• i = Expected monthly return rate (annual rate ÷ 12 ÷ 100)
• n = Total number of SIP payments (months)

At KTrade, our calculator even compares SIP returns with traditional investment options like Fixed Deposits—empowering you to make informed financial decisions with clarity and confidence.